Determinants of Financial Skill; A Regression Analysis of Financial Skill Scale Scores

Level of Education of Students Involved

Undergraduate

Faculty Sponsor

Sara Gundersen

College

College of Arts & Sciences (CAS)

Discipline(s)

Economics

Presentation Type

Poster Presentation

Symposium Date

Spring 4-30-2026

Abstract

Financial literacy is extremely low in the US, and women and minorities are found to have lower levels. Using the data, Financial Well-Being in America-2017 from the Consumer Financial Protection Bureau (CFPB), I examine the determinants of the financial skill scale score, a variable created by the CFPB. I will examine not only race and gender, but also other variables such as life expectancy and income.

Biographical Information about Author(s)

 I am an economic undergraduate, experienced in the application of econometric modeling and data analysis, including cost-benefit estimation, risk assessment, and project management. I'm proficient in statistical analysis software, SAS. My interest in financial literacy grew studying finances in 3rd world countries in developing nations. I have demonstrated discipline and leadership as a varsity student athlete and in university Greek life. 

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